Who We Serve

High Net Worth Individuals

Whether you have inherited wealth or have worked over a lifetime to build it, CWI is expertly equipped to help you analyze the scope of possibilities for investing for short, medium and long-term goals. We are not only experts at planning and structuring multiple portfolios, we also do extensive research on managers and make regular adjustments to the managers in use. When we say extensive, we mean we review thousands of managers each quarter.

We are highly interested in the performance of funds over time and have created a system to track, review and correlate data to help us help you by offering the best of the best managers in all asset segments and industry sectors. Our history of tracking and analyzing managers also gives us broader insight into the market and helps us to see trends early on and throughout an economic cycle.

Multiple Generations

We work with multiple generations within families as well as with relatives that may have similar financial profiles and needs. Each individual can have one or more strategies and there can be an overall consolidation. We recognize that cohesive planning can be critical for your family as you seek to preserve and grow capital through savvy investing, tax planning and estate planning.

We use all of our planning and investing expertise to guide you through the challenges of what, when and where to invest, individually and overall. We help you jump through the hurdles of how to talk about wealth planning within your family by spending time talking to you and the different family members and making sure you’re comfortable explaining it in language that all will understand.

Multiple Generations

We work with multiple generations within families as well as with relatives that may have similar financial profiles and needs. Each individual can have one or more strategies and there can be an overall consolidation. We recognize that cohesive planning can be critical for your family as you seek to preserve and grow capital through savvy investing, tax planning and estate planning.

We use all of our planning and investing expertise to guide you through the challenges of what, when and where to invest, individually and overall. We help you jump through the hurdles of how to talk about wealth planning within your family by spending time talking to you and the different family members and making sure you’re comfortable explaining it in language that all will understand.

Individuals Interested in Learning and Participating in the Investment Process

So you’re not rich, not yet anyway. You’ve always been curious about investing, but are intimidated by the overwhelming amount of information about the markets and you think you need to have a lot of money to use wealth management services. You’re not alone. Many people shy away from becoming empowered investors because the image of wealth management is one of exclusivity and thus out-of-reach.

We are here to tell you otherwise. Our approach is about educating our clients and future clients in sound investing practices that are proven to work over the long run. We will not intimidate you, or worse, ignore you because you don’t have an astronomical portfolio or existing knowledge about investing. We will provide you with the same detailed and disciplined process we use for all clients. You may not require the level of planning of a high net worth individual, however, you will receive our undivided attention and an impeccable level service.

Small Business Owners

We know you’re busy. You’ve been building and managing a business and it takes all your attention. You probably haven’t taken the time you should to consider your own future, or if you have, it’s vague. You put money into your retirement account and forget about it until the market goes down or your business has an event that affects your personal finances. You haven’t changed your investment strategy in, well, forever. We’ve seen it before and we’re here to tell you we can help structure a plan that will avail you to the most efficient tax strategies and give you piece of mind. 

You talk with your accountant on a regular basis, but your accountant doesn’t have all the answers when it comes to investing, saving and preserving capital. Other people around you give you investment advice that you don’t have time to follow up on and you probably shouldn’t.

You need an expert. We will work with you and not overwhelm you in terms of time commitment, while providing a level of detail to give real solutions for the long-run. As part of our process, we provide you with simple, clear criteria for making informed decisions.

Small Business Owners

We know you’re busy. You’ve been building and managing a business and it takes all your attention. You probably haven’t taken the time you should to consider your own future, or if you have, it’s vague. You put money into your retirement account and forget about it until the market goes down or your business has an event that affects your personal finances. You haven’t changed your investment strategy in, well, forever. We’ve seen it before and we’re here to tell you we can help structure a plan that will avail you to the most efficient tax strategies and give you piece of mind. 

You talk with your accountant on a regular basis, but your accountant doesn’t have all the answers when it comes to investing, saving and preserving capital. Other people around you give you investment advice that you don’t have time to follow up on and you probably shouldn’t.

You need an expert. We will work with you and not overwhelm you in terms of time commitment, while providing a level of detail to give real solutions for the long-run. As part of our process, we provide you with simple, clear criteria for making informed decisions.

International Clientele

OK, let’s face it, the rules and laws can be confusing. You are not a US citizen, but live in the US and pay taxes here, or you don’t live in the US, but invest here and aren’t sure how to treat taxable events. You want to take advantage of investing some or all of your assets in the US and would like to have someone who understands your situation and the markets in relationship to your specific situation.

We have the expertise in both areas and work with top legal and tax advisors to help guide you through the best possibilities for optimizing investments while reducing taxable income wherever that may occur. We will use our detailed and disciplined approach to investing to ensure you stay on track to reach your goals. We will also provide the special service of reviewing your tax status with your tax advisor, on a regular basis, to ensure you are in compliance with the laws and regulations related to your investments.

Foundations

We know Foundations are unique entities with a unique set of challenges when it comes to investing. You are entrusted to care for and preserve the Foundation’s core mission as a Steward. Unfortunately, many times, as the executive in charge of steering the investment strategy, you have deep knowledge about the Foundation but less experience when it comes to choosing among competing wealth management alternatives. It may be easier to go with a big name because it feels safer than a boutique firm.

We would like to assure you that the size of a firm does not necessarily indicate a good investment partner. Trust is of the utmost importance and it’s not something built overnight. When you work with CWI, you will realize we spend an unlimited amount of time working with you up front to reach a common understanding of the investment goals and criteria for the Foundation. We do that because we want to ensure you understand, as Steward, exactly what we are recommending and why. And we will continue support you as the relationship evolves. We are a fiduciary firm and always work for your best interests, nothing more, and nothing less.

Last but not least, we use the Prudent Investment Process (PIP) to determine the best investment plan for the Foundation. We have found over time that this process works very effectively in an environment where multiple individuals are involved in the decision making process. It promotes discussion, transparency and it tends to flush out the critical determinants of a proper strategy. We, as the prudent experts, will guide you and your team through the process.

Foundations

We know Foundations are unique entities with a unique set of challenges when it comes to investing. You are entrusted to care for and preserve the Foundation’s core mission as a Steward. Unfortunately, many times, as the executive in charge of steering the investment strategy, you have deep knowledge about the Foundation but less experience when it comes to choosing among competing wealth management alternatives. It may be easier to go with a big name because it feels safer than a boutique firm.

We would like to assure you that the size of a firm does not necessarily indicate a good investment partner. Trust is of the utmost importance and it’s not something built overnight. When you work with CWI, you will realize we spend an unlimited amount of time working with you up front to reach a common understanding of the investment goals and criteria for the Foundation. We do that because we want to ensure you understand, as Steward, exactly what we are recommending and why. And we will continue support you as the relationship evolves. We are a fiduciary firm and always work for your best interests, nothing more, and nothing less.

Last but not least, we use the Prudent Investment Process (PIP) to determine the best investment plan for the Foundation. We have found over time that this process works very effectively in an environment where multiple individuals are involved in the decision making process. It promotes discussion, transparency and it tends to flush out the critical determinants of a proper strategy. We, as the prudent experts, will guide you and your team through the process.

Family Offices

We know you want the best for your clients. It can be challenging at times to determine the best course of action for investing your clients’ assets. You have many choices, but don’t always feel entirely satisfied with outcomes.

Family Offices, especially single family offices, will benefit from our discipline and services as do high net worth and other clients. Depending on your specific needs, we will tailor our services accordingly.

We will work with you to better quantify goals and objectives to improve one or more investment strategies. We will coordinate by using our research and dynamic management of managers in asset classes in which the office has less expertise.

We will assist with modeling different alternatives when there is a significant event, change or opportunity, to assist with determination of an optimal solution (given tax, estate planning or special legal considerations).

We provide institutional level knowledge and expertise together with top accounting and legal experts, adding value in multiple ways.

Multi-family offices may also benefit from our expertise in a specific area in which it may be lacking expertise such as research in specific parts of the markets.

We have the data to demonstrate how our process is superior to most wealth management platforms. Our methods employ detail and discipline and are responsive to the markets, not reactive. Most importantly, we are accessible and are able to deliver tailor-made solutions.

We would love to share our experience and explore the possibilities of how we might elevate your wealth management to the next level.